LegalChoice

Debt & Insolvency solicitors in Worcestershire

Insolvency solicitors advise individuals and companies on bankruptcy, individual voluntary arrangements, administration, liquidation and creditor claims.

This page lists every debt and insolvency firm in the LegalChoice directory. All are regulated by the Solicitors Regulation Authority and show their SRA numbers, so you can verify any firm before instructing. Creditor deadlines run in days, not weeks, so send one free enquiry describing your position and it reaches every insolvency firm covering your county at once — whether you are an individual weighing an IVA or a director protecting a company.

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Solicitors handling Debt & Insolvency

Found 1 solicitor handling Debt & Insolvency.

Cox & Hodgetts LLP

Cox & Hodgetts LLP is a law firm practising primarily in conveyancing & property, commercial & corporate, debt & insolvency and wills, probate & estate planning, providing services covering Residential Conveyancing, Sale of a Residential Freehold Property, Sale of a Residential Leasehold Property, Purchase of a Residential Freehold Property, Purchase of a Residential Leasehold Property and Commercial concerns. The firm handles both straightforward and complex cases with a practical, client-focused approach.

High Street

Evesham · Worcestershire · WR11 4HS

01386442513

SRA no. 8015484

Debt & Insolvency solicitors by county

Common questions

Debt & Insolvency: common questions

Useful answers before you choose a solicitor.

What is the difference between an IVA and bankruptcy?

Both deal with debts you cannot repay, but an IVA is a negotiated agreement to repay what you can afford over five or six years, usually protecting your home, while bankruptcy writes the debts off but puts assets including any equity in your home at risk. Which is better depends on your assets, income and debts, which is why tailored advice matters.

Can company directors be personally liable for company debts?

Normally the company is a separate legal person and directors are protected, but the protection disappears when the rules are broken. Wrongful or fraudulent trading, paying preference creditors, disposing of assets below value and breaching directors' duties can all create personal liability, personal guarantees and disqualification.

What happens if someone serves a statutory demand on me?

A statutory demand is the formal precursor to a bankruptcy or winding-up petition, giving you twenty-one days to pay or reach an arrangement, or eighteen days to apply to set it aside on proper grounds. Ignoring it lets the creditor petition for your bankruptcy or the company's liquidation, so legal advice within days is essential.

Can I recover money owed to my business without going to court?

Often, yes. The sequence that works is a proper letter before action, then the court's pre-action protocol, then a claim if needed, because most debtors settle once the process becomes real. Interest and fixed costs usually follow the debt, and a judgment opens stronger enforcement such as bailiffs and charging orders.